Coverage, costs and options (2022)

Extended car warranties or vehicle service contracts help pay for repairs for mechanical issues that your vehicle may experience after your manufacturer’s warranty has expired. Most dealerships will offer you an extended Ram warranty when you first purchase your truck or van, but the dealership plan isn’t the only option available.

In this article, we take a detailed look at Ram’s extended warranty, including coverage options, additional benefits, exclusions, and more. We’ll also discuss why a third-party warranty may be the best choice for some Ram drivers.

Our research team scoured the market to find the best comprehensive auto warranty companies available. When looking for comprehensive protection, it’s best to get quotes tailored to your specific vehicle. That way you can compare the prices of each company and get an idea of ​​the customer service. You can start receiving free, no-obligation quotes from our top providers.

Ram Extended Warranty Coverage

Ram’s extended warranty, like Ram’s manufacturer’s warranty, is offered through Mopar®. Mopar is the parts and service division of Fiat Chrysler Automobiles (FCA), the parent company of Ram. You can purchase Mopar Vehicle Protection plans for both new and used Ram vehicles.

The qualifications for each type of Ram extended warranty plan are as follows:

  • New Vehicle Plans: Vehicle must be within 36 months and 36,000 miles from original date of use. Count on a surcharge after 1 year and 12,000 miles.
  • Certified second-hand subscriptions: The vehicle must have an active certified pre-owned factory warranty and have less than 75,000 miles on the odometer.
  • Used subscriptions: Vehicles must not be older than 10 model years and have less than 150,000 miles on the clock. Vehicles with a manufacturer’s 5 year/60,000 mile limited powertrain warranty may not have more than 125,000 miles.

Ram’s extended warranty includes some extras, such as:

  • Limited rental car coverage
  • Travel interruption compensation
  • Roadside assistance
  • Key Fob Replacement
  • Genuine Mopar parts used for covered repairs

You can also transfer your extended warranty from Ram if you sell your vehicle before coverage expires. Depending on your location, a $50 transfer fee will often apply.

One of the biggest limitations of Mopar’s extensive coverage is the lack of subscription options. Whether you have a new or used vehicle, your choices are limited to an exclusive plan, often called a bumper-to-bumper warranty plan, or a limited base plan.

Like most extended coverage plans, an Aries extended warranty has a deductible that you must meet before coverage kicks in. With these contracts, you have the choice of a $200, $100, or $0 deductible per repair. In general, $0 deductible plans come with a higher overall subscription price.

Other limitations of Ram’s extended warranty coverage include:

  • High prices: Buying an extended warranty directly from a local dealer often increases the price. Dealers can significantly upgrade service contracts. According to Edmunds.com, the dealer may even tell you that the price is non-negotiable, but that is almost never the case. You may also be asked to include the cost of your extended warranty in your car loan. This makes it even more expensive, because you end up paying interest on the cost of the warranty.
  • Dealer repairs: Any covered repairs you need should be done at a Ram or other FCA dealer. If you live or travel far from a dealer, this can be inconvenient.

Ram Extended Warranty Cost

The cost of a Ram extended warranty varies from dealer to dealer. The cost also depends on your specific vehicle, level of coverage and chosen deductible. An online retailer, Chrysler Factory Warranty, quotes prices around $3,500 for 7 years of Maximum Care coverage with a $100 deductible.

Are Ram Trucks Reliable?

You are probably wondering why you should consider an extended warranty for your Aries.

Your Ram may look great and give you a lot of pulling power, but unfortunately the brand is still at the top of the list of least reliable trucks. That does not mean that you have to get rid of your truck or that it is guaranteed to break down quickly. However, you may want to consider adding the extra protection of an extended Ram warranty to give yourself some peace of mind.

According to the JD Power 2021 US Vehicle Dependability StudySMRam ranks 16th out of 33 brands surveyed. While not the worst, it is below the industry average. Some of the repairs you may have to deal with Ram vehicles and what they cost on average, according to RepairPal, include:

  • Turbocharger oil line replacement: $1,172 to $1,435
  • Replace drive belt tensioner: $274 to $307
  • Replace air conditioning evaporator: $567 to $823
  • Replace wiper motor: $332 to $353
  • Replacement brake shoe parking brake: $446 to $488

To decide whether an extended warranty is worth considering, consider the likelihood that your truck will require repairs in the future and your ability to cover unexpected repair bills.

Ram factory warranty

When deciding on an extended warranty from Ram, you should also consider the coverage you already have. Even if the vehicle is still under factory warranty, you may encounter mechanical issues that are not covered. Then there’s the expiration date of your factory coverage.

Ram’s factory warranty includes a base limited warranty and a limited powertrain warranty. The basic warranty provides comprehensive coverage for your vehicle for 3 years or 36,000 miles, whichever comes first. The powertrain limited warranty covers components such as the engine, transmission and drive system for 5 years or 60,000 miles (5 years or 100,000 miles for diesel).

Manufacturer’s or manufacturer’s warranties cover defective parts and workmanship. Unexpected mechanical failures are not covered by the manufacturer’s warranty. For example, if you have a faulty tailgate and your vehicle is still under warranty, the repairs should be covered. If your tailgate stops working because you didn’t load your bed properly, repairs are not covered by the manufacturer’s warranty.

Third Party Vehicle Service Contracts

A Ram extended warranty offered by Mopar offers excellent coverage and additional benefits such as roadside assistance. However, the limitations discussed above may make a third-party warranty a better choice.

Fortunately, there are a number of reputable extended car warranty companies to choose from that have received high ratings from the Better Business Bureau (BBB) ​​and thousands of positive customer reviews. Some things to look for with a great warranty company are:

  • Positive customer reviews
  • Recommendations from leading auto and auto repair companies
  • Easy quote and claim process
  • Money back guarantee
  • Large number of subscriptions available
  • Ability to modify contracts
  • Extras added with every subscription

While a Mopar vehicle protection plan can be easily purchased from the dealer, we like extended warranties from third parties for greater flexibility and lower costs.

Best Companies for Extended Car Warranty

Since most third-party warranty companies are brokers, they can offer plans from various warranty managers, giving you more choice for your comprehensive coverage. Almost all major carriers also offer roadside assistance and other benefits, as do the Mopar service plans. Below is a side-by-side comparison of the extended warranty from Ram and some of the most reputable third-party vendors on the market, Endurance, CARCHEX, and CarShield.

Methodology

In an effort to provide consumers with accurate and unbiased information, our expert review team collects data from dozens of extended car warranty companies to formulate rankings of the best suppliers. Companies are given a score in each of the following categories, as well as an overall weighted score of 5.0 stars.

  • Industry Standing: Guarantors with a history of strong business practices and expert recommendations receive the highest scores in this category.
  • Coverage: This rating is based on types of extended warranty plans available, terms of coverage, and additional benefits such as roadside assistance.
  • Cost: Our research team reviews sample quotes for various plans and vehicles. Companies with lower prices per coverage year get the best scores.
  • Transparency: This score takes into account contract transparency and the availability of a money-back guarantee.
  • Customer service: We search customer reviews and conduct our own customer analysis to get an idea of ​​the responsiveness and helpfulness of each warranty company.

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